"If youāre skiing over the Christmas break, watch out for the car hire excess insurance scam. This is when car rental companies charge you hundreds of pounds to cover the excess ā the amount of any claim you agree to cover.
"With excess sums set as high as Ā£2,000, it can be tempting to simply pay Ā£100 to Ā£200 at the car-hire counter for a policy that covers this cost. But if you plan ahead you can get a policy for a tenth of the price.
"At www.icarhireinsurance.com, for instance, you can get excess cover for Ā£21 for the week, or Ā£3 a day. Other extras to be wary of include a charge to hire a sat nav, which could be Ā£100, or a childās seat at Ā£50." (From Independent newspaper, 14 Dec 2013)