Car Hire Insurance Product Comparison Table

PRODUCT

PRICE

ANNUAL OR DAILY ?

COUNTRIES

WHAT COVER DO I GET

Excess Europe

Annual

£37.99 per annum

Multiple trips over a 12 month period

Full Cover for excess

Daily

from £2.99 per day^*3

Single trip of up to 31 days

Full Cover for excess

Excess Worldwide

excludes Collision/Loss Damage Waiver (CDW/LDW)

Annual

£59.99 per annum

Multiple trips over a 12 month period

Full Cover for excess

Daily

from £3.99 per day^*3

Single trip of up to 31 days

Full Cover for excess

USA and Canada

Annual

£79.99 per annum

Multiple trips over a 12 month period

Full cover for excess including CDW

Daily

from £5.99 per day^*3

Single trip of up to 31 days

Full cover for excess including CDW

Worldwide Plus

Annual

£89.99 per annum

For multi trips or single trips

Full cover for excess including CDW

*1. Excludes countries which are subject to a notice not travel by goverment bodies in the UK
*2. Exclude: Afghanistan, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe
*3. Subject to a minimum booking requirement of 3 days

Hot tips for iCarhireinsurance

Tip 1 - Think Ahead

If you think that you might hire a car more than once per year then buy an annual excess insurance policy. It will probably save you money and is more convenient as you are covered whenever you travel.

Tip 2 - Go Annual

If you hire a car for around 12 days in Europe or Worldwide, the price difference between the daily and annual excess insurance policies is marginal, so always go for the annual and get the extra cover.

Tip 3 - All in One

If you are hiring a car in the USA or Canada then buy the daily CDW policy unless your car rental is longer than 3 weeks, or you plan to make multiple trips. Consider the Worldwide Plus policy for multi-region cover all year.

Tip 4 - Local Rentals

Don’t forget that our European and Worldwide car hire excess insurance policies include UK cover, so if you’re looking for excess insurance for hire cars in the UK, you’re fully protected with our policies at home and abroad.

Tip 5 - Upgrades

We offer the widest car hire excess insurance cover on the market but we also offer upgrades such as Personal Accident Insurance and Campervan & Motorhome cover which can be useful and cost effective.

What is included in your car hire insurance policy

Policy Cover

Excess Insurance (Up to £6,000 Sum Insured)
Collision / Loss Damage Waiver (Up to £100,000 Sum Insured)
Towing, Breakdown and Missfuelling (Up to £1,000 Sum Insured)
Lock Out (Up to £500)
Road Rage (Up to £1,000)
Car Jacking (Up to £1,000)
Hotel Expenses (Up to £150)
Travel Expenses (Up to £50)
Restitution (Up to £500; £25/day limit)
Drop Off Charges (Up to £300)
65 Days Continuous Cover
In-Country / Local Rentals