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Halo Inusrance
Opening Hours

Christmas Opening Hours

Our customer service operating hours are limited on the dates listed below:

  • Friday 23rd December: 9.00am - 1.00pm
  • Saturday 24th December: Closed
  • Sunday 25th December: Closed
  • Monday 26th December: Closed
  • Tuesday 27th December: Closed
  • Friday 30th December: 9.00am - 1.00pm
  • Saturday 31st December: Closed
  • Sunday 1st January: Closed
  • Monday 2nd January: Closed

We are open business as usual apart from those listed.

Best Wishes,
The iCarhireinsurance Team

Car Hire Insurance Product Comparison Table

PRODUCT
PRICE
ANNUAL OR DAILY ?
COUNTRIES
WHAT COVER DO I GET
Excess Europe Excess Europe
Excess Europe
Annual
£37.99 per annum
Multiple trips over a 12 month period
EEC countries only *1
Full Cover for excess
buy
Daily
from £2.99 per day*3
Single trip of up to 31 days
EEC countries only *1
Full Cover for excess
buy
Excess Worldwide Excess EuropeExc
    ess Europeexcludes Collision/Loss Damage Waiver (CDW/LDW)
Excess Worldwide
Annual
£59.99 per annum
Multiple trips over a 12 month period
Worldwide *1&2
Full Cover for excess
buy
Daily
from £3.99 per day*3
Single trip of up to 31 days
Worldwide *1&2
Full Cover for excess
USA and CanadaExcess Europe
USA & Canada
Annual
£79.99 per annum
Multiple trips over a 12 month period
USA & Canada only
Full cover for excess including CDW
buy
Daily
from £5.99 per day*3
Single trip of up to 31 days
USA & Canada only
Full cover for excess including CDW
buy
Worldwide PlusExess Europe
Worldwide Plus
Annual
£89.99 per annum
For multi trips or single trips
Worldwide *¹
Full cover for excess including CDW
buy
*1. Excludes countries which are subject to a notice not travel by goverment bodies in the UK
*2. Exclude: Afghanistan, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe
*3. Subject to a minimum booking requirement of 3 days

Hot tips for iCarhireinsurance

Tip 1 - Think Ahead

If you think that you might hire a car more than once per year then buy an annual excess insurance policy. It will probably save you money and is more convenient as you are covered whenever you travel.

Tip 2 - Go Annual

If you hire a car for around 12 days in Europe or Worldwide, the price difference between the daily and annual excess insurance policies is marginal, so always go for the annual and get the extra cover.

Tip 3 - All in One

If you are hiring a car in the USA or Canada then buy the daily CDW policy unless your car rental is longer than 3 weeks, or you plan to make multiple trips. Consider the Worldwide Plus policy for multi-region cover all year.

Tip 4 - Local Rentals

Don’t forget that our European and Worldwide car hire excess insurance policies include UK cover, so if you’re looking for excess insurance for hire cars in the UK, you’re fully protected with our policies at home and abroad.

Tip 5 - Upgrades

We offer the widest car hire excess insurance cover on the market but we also offer upgrades such as Personal Accident Insurance and Campervan & Motorhome cover which can be useful and cost effective.

What is included in your car hire insurance policy

Policy Cover

Excess Insurance (Up to £6,000 Sum Insured)
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Collision / Loss Damage Waiver (Up to £100,000 Sum Insured)
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Towing, Breakdown and Missfuelling (Up to £1,000 Sum Insured)
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Lock Out (Up to £500)
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Road Rage (Up to £1,000)
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Car Jacking (Up to £1,000)
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Hotel Expenses (Up to £150)
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Travel Expenses (Up to £50)
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Restitution (Up to £500; £25/day limit)
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Drop Off Charges (Up to £300)
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65 Days Continuous Cover
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In-Country / Local Rentals
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Insurance Upgrades (additional premium applies)

Vehicle Key Replacement (Up to £1,000)
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Personal Accident (Up to £10,000)
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Campervan and Motorhome (Up to £2,000 Sum Insured)
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Key

tick available in Multi-Trip Annual format only
tick available in both formats
cross not available