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Excess Europe

Excess Europe is an insurance policy from icarhireinsurance which protects you against high excess charges if something happens to your hire car when driving in the majority of countries across the World (see below for exceptions).

Product Summary Table Excess Europe

European Excess insurance is a policy which protects you against high excess charges if something happens to
your rental car while travelling in Europe.

Policy highlights

  • Excess Protection up to £6,000 Sum Insured
  • Protection against Fire, Theft and Vandalism included
  • Covers Bodywork, Tyres, Roof, Windscreen and Undercarriage
  • Covers Towing, Breakdown and Missfuelling excess costs.
  • Available in DAILY single trip and ANNUAL multi trip formats
  • Up to 65 days continuous cover on any one rental agreement
  • Book DAILY single trip and ANNUAL policies up to 180 days in advance
  • 9 additional drivers covered as standard when named on rental agreement.

European Travel Guides

We have created a few infographics to assist you when driving in Europe:


FAQ's Excess Europe

Why would I need the Excess Europe policy ?

A small amount of insurance is always included in your car rental agreement (CDW/LDW and SLI cover), but it
doesn't cover all parts of the car, and it only reduces your liability in the event of damage, theft or third party
liability. You may still have to pay a substantial portion of the costs - called an 'excess' - in the event of a claim.
The value of this 'excess' varies between car rental companies and in different countries, and you could be liable
for excess costs of as high as £500 - £1600 without excess insurance.
iCarhire's Excess Europe policy raises your level of insurance, to include the roof, windows, undercarriage and tyres
of your rental car, and it protects you against excess costs. That means you wont have to pay a penny (up to the value of £6,000)
in the event of a damage, theft or third party liability claim.

Do I have to buy Excess cover insurance?

No, but a failure to do so could cost you a lot of money. When hiring a car in the UK, Ireland, Europe, Africa, New Zealand, Australia and most of the Middle and Far East, if the car is stolen or there is any damage to the rental car, even if it is not your fault, you will have to pay the excess, and this can range between £500 to more than £1500.

Which countries can I drive in with the Excess Europe policy?

iCarhire Excess Europe policies cover all types of rental cars travelling in the following regions:

  • All European Union (EU) Member states
  • All European Economic Agreement Area (EEA) Member states
  • All countries west of the Ural Mountains

For more information on which countries are included in the Excess Europe policy, see our Hire car insurance in Europe guide.

If you would like to check whether the region you are travelling in is covered by our policies, just send an email to  This email address is being protected from spambots. You need JavaScript enabled to view it. or fill out our online contact form

Can't I get Excess Europe cover from my car rental agency ?

Your car rental company will usually give you the option to buy excess insurance at the car rental counter when you collect your hire car, but since this is a 'last minute' purchase you will end up paying more than you need to for additional insurance protection. Excess insurance at the car rental counter typically costs £6 £12 per day. iCarhireinsurance European Excess Cover starts from £2.99 per day*1.


*1. Subject to a minimum booking requirement of 3 days.

What does it mean "in Country/Local rental "

Normally you cannot rent a car within 150 km of your usual place of residence. For example, you live in Leeds, you cannot rent a vehicle with 150 km of your Leeds based home.

With policies you are still covered if you rent a car within 150KM of your normal residence, a major benefit if you hire cars locally on a regular basis.

Are windows, tyres, the roof and the undercarriage of the rental vehicle covered?

All  policies (in contrast to most of the Excess/Super CDW cover offered at the counter by car rental companies) also cover you for damage to the vehicle’s windows, tyres, the under-carriage and the roof.

Excess Europe


Policy Information

Three-page policy summary you can download of the key information and benefits of our car hire insurance policy


Important information you can download about the terms and conditions of our car hire insurance policy.