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Car Hire Excess Insurance

Car hire excess insurance is an optional insurance product that covers you against any excess charges you may incur when you hire a car. If your vehicle is damaged or stolen whilst in your possession, the rental company will ask you to pay the first portion of these costs (the excess charge). By having excess insurance in place you can protect yourself against these charges.

At we offer both European and Worldwide policies which cover you for up to £6,000 worth of excess charges. What’s more, our policies cover vulnerable parts of the vehicle such as tyres, roof, windscreen and undercarriage as standard – parts which are often excluded from the rental companies’ equivalent policies.

To learn more about car hire excess insurance, please follow this link to our Excess Insurance information page.

Why Buy From iCarhireinsurance?

  • Up to £6,000 Excess Protection with ZERO excess
  • Up to £100,000 Collision Damage Waiver Protection**
  • Covers up to 9 named drivers on any single rental agreement
  • 65 days continuous cover with annual policies
  • Covers damage to body work, tyres, roof, windscreen and undercarriage as well as fire damage, vandalism and theft.
  • Covers vehicles up to £100,000 in market value
  • NO distance from home restrictions
  • Claims paid within 14 days on average in 2016
  • Recommended by leading personal finance and travel journalists
  • Documents issued within minutes of purchase
  • Cover also available for Car Clubs, Van Hire and Campervan and Motorhome hire

* Applies to Excess Europe policies only - ** Collision Damage Waiver available with USA & Canada and Worldwide Plus policies


Car Hire Excess Insurance

The following guide explains exactly what car hire excess insurance is, the different names it’s sometimes referred to, and the key differences between the rental companies’ cover and what offer.

cdw ldw

Collision Damage Waiver

Collision Damage Waiver (CDW) and Loss Damage Waiver (LDW) can be difficult to get your head around. To find out how they differ and how CDW/LDW requirements can change depending on location, click below.

Helpful guides and tips

Helpful Guides and Tips

Read, watch, share and download helpful tips, guides and videos to ensure your rental car experience is one to remember for all the right reasons.



Find the answers you’re looking for to the most frequently asked car hire insurance questions as well as other questions relating to our products and services.