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Excess Worldwide

Excess Worldwide is an insurance policy from icarhireinsurance which protects you against high excess charges if something happens to your hire car when driving in the majority countries across the World (see below for exceptions).

Product Summary Table Excess Worldwide

It differs in that it covers your car hire when driving in all
parts of the world in addition to Europe.

Policy highlights

  • Excess Protection up to £6,000 Sum Insured
  • Protection against Fire, Theft and Vandalism included
  • Covers Bodywork, Tyres, Roof, Windscreen and Undercarriage
  • Covers Towing*, Breakdown and Missfuelling excess costs.
  • Available in DAILY single trip and ANNUAL multi trip formats
  • Up to 65 days continuous cover on any one rental agreement
  • Book DAILY single trip and ANNUAL policies up to 180 days in advance
  • 9 additional drivers covered as standard when named on rental agreement. 

*Towing and breakdown costs not covered if the vehicle breaks down due to a mechanical fault as these remain the rental company's responsibility.

FAQs Excess Worldwide

Why would I need the Excess Worldwide policy?

Although a small amount of insurance is generally included in your car rental agreement (CDW/LDW and SLI cover), it doesnt cover all parts of the car, and it only reduces your liability in the event of damage, theft or third party liability.You may still have to pay a substantial portion of the costs - called an 'excess' (or deductible) - in the event of a claim.The value of this 'excess' varies between car rental companies and in different countries, and you could be liable for excess costs as high as £500 - £1600 if you do not have an excess insurance policy.

What does it protect me against? has an Excess Worldwide policy that protects you against excess costs and raises your level of insurance, to include the roof, windows, undercarriage and tyres of your rental car. That means you wont have to pay a penny (up to the value of £6,000) in the event of a damage, theft or third party liability claim.

Which countries can I drive in with the Excess Worldwide policy?

iCarhire Excess Worldwide policies cover all types of rental cars travelling in all countries except the following regions:

  • Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe.
  • Countries which are subject to a notice not to travel by government bodies in the UK

If you would like to check whether the region you are travelling in is covered by our policies, just send an email to This email address is being protected from spambots. You need JavaScript enabled to view it. or fill out our online contact form

Can't I get Excess Worldwide cover from my car rental agency?

Your car rental company will usually give you the option to buy excess insurance cover at the car rental counter when you collect your hire car, but since this is a 'last minute' purchase you will end up paying much more than you need to for additional insurance protection. Excess insurance at the car rental counter typically costs £6–£12 per day. iCarhireinsurance's Excess Worldwide Cover starts from £3.99 per day and it also covers the parts of a car often excluded from car rental agreements.

Excess Worldwide


Policy Information

Download to read the Insurance Product Information Document (IPID) highlighting key information and benefits of our car hire insurance policy.


Important information you can download about the terms and conditions of our car hire insurance policy.