It differs in that it covers your car hire when driving in all
parts of the world in addition to Europe.
*Towing and breakdown costs not covered if the vehicle breaks down due to a mechanical fault as these remain the rental company's responsibility.
Although a small amount of insurance is generally included in your car rental agreement (CDW/LDW and SLI cover), it doesnt cover all parts of the car, and it only reduces your liability in the event of damage, theft or third party liability.You may still have to pay a substantial portion of the costs - called an 'excess' (or deductible) - in the event of a claim.The value of this 'excess' varies between car rental companies and in different countries, and you could be liable for excess costs as high as £500 - £1600 if you do not have an excess insurance policy.
iCarhireinsurance.com has an Excess Worldwide policy that protects you against excess costs and raises your level of insurance, to include the roof, windows, undercarriage and tyres of your rental car. That means you wont have to pay a penny (up to the value of £6,000) in the event of a damage, theft or third party liability claim.
iCarhire Excess Worldwide policies cover all types of rental cars travelling in all countries except the following regions:
Your car rental company will usually give you the option to buy excess insurance cover at the car rental counter when you collect your hire car, but since this is a 'last minute' purchase you will end up paying much more than you need to for additional insurance protection. Excess insurance at the car rental counter typically costs £6–£12 per day. iCarhireinsurance's Excess Worldwide Cover starts from £3.99 per day and it also covers the parts of a car often excluded from car rental agreements.