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Collision/Loss Damage Waiver - CDW/LDW

CDW and LDW are common terms used in car insurance speak, and they refer to the same thing - damage to your car.

– CDW is short for Collision Damage Waiver
– LDW is short for Loss Damage Waiver

CDW/LDW car hire insurance policies offer varying levels of protection against damage, theft and losses to your car, but some parts of a car may not be covered.

All rental cars must have some level of CDW Insurance cover. In some countries, basic CDW/LDW insurance cover is included in your car rental agreement, while in others (e.g. the USA and Canada) CDW/LDW has to be purchased separately. Cover can be purchased from your car rental company at a premium, or at a cheaper price online before you pick up your hire car.

If you are driving a hire car in the USA and/or Canada:

Collision Damage Waiver Insurance is not included in standard car rental agreements and has to be purchased separately. You may still be liable for excess costs in the event of a claim and some parts of a car will not be covered at all..

At iCarhireinsurance, full CDW/LDW cover is included in our Worldwide Plus policy and USA & Canada only policies. Your cover is usually cheaper and more comprehensive than CDW/LDW policies offered at car rental counters.

If you are driving a hire car in Europe:

A small amount of Collision/Loss Damage Waiver Insurance cover will be included in your car rental agreement but you will still be liable for excess costs in the event of a claim, and some parts of a car will not be covered at all.

At iCarhireinsurance, our Excess Europe* and Excess Worldwide* policies raise your level of cover (to include the roof, undercarriage, windows and tyres) and further reduce your excess liability to zero (up to £6,000). The cover is also cheaper and more comprehensive than excess policies offered at car rental counters.

If you are driving a hire car in other Worldwide territories:

CDW/LDW may be included in standard car rental agreements or it may have to be purchased separately. You are still likely to be liable for excess costs in the event of a claim and some parts of a car may not be covered at all..

At iCarhireinsurance, our Worldwide Plus policy gives you full CDW/LDW and Excess cover for all Worldwide territories* including the USA and Canada and Europe*. The cover is also cheaper and more comprehensive than thefull CDW/LDW and Excess cover offered at car rental counters.

* Some countries are excluded. Please see individual product pages and Policy Wording and Key Facts Summary for full details.

customerservice@icarhireinsurance.com

Quick Buys

Excess EuropeExcess Europe Information
Full Excess Protection
Blue Buy Daily Button £2.99
Green Buy Annual Button £39.99
Excess WorldwideExcess Worldwide Information
Full Excess Protection
Blue Buy Daily Button £3.99
Green Buy Annual Button £59.99
USA and CanadaUSA and Canada Information
Excess, CDW/LDW
Blue Buy Daily Button £5.99
Green Buy Annual Button £79.99
Worldwide PlusWorldwide Plus Information
Excess, CDW/LDW
Green Buy Annual Button £89.99