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Tuesday, 31 May 2011 09:00

51% of the car rental price is added at the car rental desk

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The start of a holiday should be an enjoyable time, but those hiring a car should beware of the unnecessarily expensive hidden costs. A recent study by reveals that the excess insurance available at car rental desks are extremely overpriced and can add on average 51% to the rental cost, and in some cases up to 58% (Table 1).

Most rental bookings are made well in advance of the travel date, often based on the best deal available. In the majority of cases excess insurance is not available to purchase from the rental companies when the bookings are made, so many customers find themselves buying expensive policies when picking up their vehicle.  This can make a great value hire car price, not such great value after all.

Those wanting to save money on their excess insurance should visit  Its policies are on average 77% cheaper than those offered at the car rental desks (Table 2) and include damage to the tyres, roof, windows and undercarriage, items that are excluded in the small print of many car rental desk policies.

Table 1: Excess Insurance cost UK resident renting VW Golf class car in Barcelona (Barcelona Airport); 3 day rental 29.04 - 02.05 – Average 51%

 ExcessNil Excess InsuranceRental Only CostRental + InsuranceExcess % Of Rental
Avis€738,00€ 58,80€119,62€178,4249%
Budget€707,00€ 65,46€112,81€178,2758%
Europcar€773,00€ 61,56€117,97€179,5252%
Hertz€784,00€ 66,52€132.97€199.4950%
Sixt€350,00€ 59,48€134,98€194,4644%

Table 2: Excess Insurance Price Comparison Rental Co vs (example Barcelona)


 Rental Co. Insurance Insurance CostCost Difference €Cost Difference %
Avis€ 58,80€ 14,40*€ 44,4076%
Budget€ 65,46€ 14,40€ 51,0678%
Europcar€ 61,56€ 14,40€ 47,1677%
Hertz€ 66,52€ 14,40€ 52,1278%
Sixt€ 59,48€ 14,40€ 45,0876%

*4 calendar days insurance @ £2.99/Day (€ conversion rate 1.12)

Ernesto Suarez, CEO and founder of said, “It is staggering that car hire insurance can add more than 50% to the cost of your rental car. What is even more concerning is that these costs are not usually disclosed during the booking process so most people don’t know anything about them until they reach the rental desk and by then it is too late to shop around. When it comes to getting the best car hire insurance deal the message is simple - buy before you fly"

Click here to read the full report on the cost of car hire excess insurance also offers annual cover options from £39.99 to insure multiple rentals in a year.  This option is not available at rental stations or rental car comparison websites.

Media Enquiries

Frankly PR for, Frances Knox, +44 (0)7850 470 123, This email address is being protected from spambots. You need JavaScript enabled to view it.

Notes to Editors

Founded in 2009, is a groundbreaking new online insurance service that takes the hassle out of hire car, car club and van hire insurance. It offers a range of policies that are fully comprehensive, simple to understand, unbeatable value and accepted at all car and van rental locations worldwide. is a registered trading name of Halo Insurance Services Limited. Halo Insurance Services Ltd was founded by Ernesto Suarez, a leading insurance professional with 13 years experience in the industry.

Halo Insurance Services Limited is registered in England number 6929208.  Authorised and regulated by the Financial Services Authority Register No. 504629 for the sale and administration of general insurance products in the United Kingdom and throughout the European Economic Area (EEA).

Halo Insurance Services Ltd is backed by Bridges Ventures and Magenta Partners.

Last modified on Wednesday, 26 April 2017 11:34
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All prices within this section were correct at time of publication.