In February there is traditionally an increase in the domestic car rental market in the UK. There are a couple of things that drive this; Christmas is now a dimming memory and with Valentine’s day falling in the middle of the month it creates the perfect opportunity for the more romantic amongst us to whisk our other halves away for what Bridget Jones always claimed was the cornerstone of any romance………. a “mini-break”! Then towards the end of the month there’s half term which sees holiday cottages from St Ives to Inverness filled with families taking a week off to get away from it all.

With the increasing awareness of the costs of buying insurance at the renal desk more and more people are turning to the internet to buy their car hire excess insurance before they pick up their vehicle and are finding that the policies offered by online insurers are often not only much cheaper, but also more comprehensive than those offered by the car hire companies themselves.

Frequent hire car users have found that annual car hire excess insurance can be particularly cost effective, providing cover for every holiday that is taken all year round. Most specialist car hire insurers offer policies that cover users for either the whole of Europe, or for a little bit more for the whole of the world.

However, if you’re using a standalone annual car hire insurance policy in the UK then you need to make sure you check the small print before assuming that you’re covered. Ask yourself the following question,

“What policy would cover me for use of a rental car in the UK – a European policy, or a Worldwide policy??”

If you’re like us at then the answer is probably pretty obvious. The UK is in Europe, so it would be covered by a European policy, right? But the UK is also a country in the world so it would also be covered by the Worldwide policy too?? That’s what we think, and that’s what we’ve done with our car hire excess insurance policies – if you buy either a European, or a Worldwide policy it will automatically include cover for rental vehicles that you use in the UK too – why wouldn’t it?

It may seem obvious to you, and it certainly seems obvious to us but for some reason it’s not obvious to all. Many people may be surprised to find out that unlike the icarhireinsurance policies, many hire car insurance providers exclude the UK altogether, or impose restrictions on where you are covered. For example, many prevent you from renting a vehicle within 150km of your own home, or prevent you from picking up a rental vehicle in your home town!

We don’t want to spoil your Valentine’s day mini-break, and we certainly don’t want to add any hassle to your half-term get-away so with us, we’ve kept it simple. Buy any annual car hire insurance policy from us and the UK is covered as standard.


Roses are red

Violets are blue

If you’re renting a car for a UK break

iCarhireinsurance covers you!


Disclaimer: All prices contained in this article were correct on the original date of publication. Prices may change over time, so for current prices, please get a quote.